Lyrics
Yo, set your goals, gotta make 'em clear,
Short-term, long-term, bring 'em near.
Track that income, every single dime,
Expenses too, write 'em down in rhyme.
Categorize your spend, housing, food, and ride,
Entertainment, savings, put it all inside.
Make a budget real, something you can see,
Needs over wants, that's the key.
(Chorus)
Budget right, live within your means,
Save and invest, fulfill your dreams.
Track your cash, avoid the debt trap,
Plan your future, that's the map.
(Verse 2)
Use those tools, apps, and sheets,
Monitor your money, control those beats.
Review monthly, make the tweak,
Adapt your budget every week.
Emergency fund, save up, don’t jest,
3 to 6 months, for when life gets stressed.
Pay off debt, high interest first,
Consolidate it if it’s the worst.
(Chorus)
Budget right, live within your means,
Save and invest, fulfill your dreams.
Track your cash, avoid the debt trap,
Plan your future, that's the map.
(Bridge)
Avoid the pitfalls, don’t ignore your goals,
Unplanned expenses, they take their toll.
Living large, beyond your pay,
Debt and stress, they’ll come your way.
Emergency stash, gotta keep it tight,
For those rainy days, out of sight.
Impulse buys, leave 'em at the store,
Credit cards, don’t use them for more.
(Verse 3)
Review your budget, don’t let it slide,
Missed opportunities, you can’t hide.
Savings and investments, prioritize,
Long-term growth, right before your eyes.
Small expenses, they add up fast,
Keep an eye, make your budget last.
Too strict or lenient, find your groove,
Balance it right, make your money move.
(Chorus)
Budget right, live within your means,
Save and invest, fulfill your dreams.
Track your cash, avoid the debt trap,
Plan your future, that's the map.
(Outro)
Discipline’s the name, stick to the plan,
Financial freedom, that’s the jam.
With patience and love, you’ll find your star,
Building a future, together you’ll go far.